Fast, Simple, Flexible.

ACCESS UP TO 95% OF YOUR HOME'S EQUITY—WITHOUT REFINANCING

Want to know How Much You can Qualify?

Just Answers a Few Quick Questions Below:

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Who is Eligible for a HELOC?

Call today for a free quote and consultation.

Eligibility Requirements:

640+ FICO, up to 85% CLTV
Eligible for primary, secondary and investment homes
Up to 50% DTI
$25,000 minimum line amount, initial draw must be 75% of line amount
Loan amounts up to $350,000
3- and 5-year draw periods

While the above is not a commitment to lend and is subject to change, it demonstrates the minimum criteria when you are ready to apply for a Home Equity Line of Credit.

What is a home equity line of credit (HELOC)?

A Home Equity Line of Credit (HELOC) is a powerful financial tool that allows you to tap into your home's equity. Secured by your property, a HELOC provides a revolving credit line that you can use for significant expenses or to consolidate higher-interest debt, such as credit card balances.

The interest on a HELOC may be tax deductible, adding an extra layer of savings. Be sure to consult with your tax advisor to understand the current tax laws and how they apply to your situation.

STEP 1

Apply Online or Call Directly

Find out how much home you can buy or discover how much you can save by refinancing.

Apply Now

STEP 2

Review What You Can Qualify for Options

Learn your learn exactly how much you qualify for and what you would save by working with Harbor Funding Group.

Get Started

STEP 3

Get Loan Approval in 24 Hours

Get mortgage loan approval to move forward with your property.

Get Pre-Approved Now

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License Info

Personal NMLS: 1707407

Company NMLS:

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Contact Info

(619) 940-1953

[email protected]

5371 Wilshire Dr. San Diego, CA 92116

About Us

We know how important and invasive the mortgage process can be. We appreciate that you’re considering entrusting us with one of the most important financial decisions of your life.